PHIS AI Advisor

Ask questions, compare products, and get personalised recommendations from Australia's complete private health insurance dataset.

🔓 Search & Explain — Free
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Explain a Product

Paste a product ID to get a plain-English explanation of what it covers, what it costs, and who it suits.

Find product IDs via the hospital-products endpoint.
📊 Intelligence Scores
Product Explanation claude-sonnet-4-6
🔑 API key required Enter your API key above to compare products. Get a free key →

Compare Products

Add 2–3 product IDs for a side-by-side comparison of key fields and intelligence scores. AI narrative available on paid tier.

Find product IDs via the hospital-products endpoint. Structured data is free (0 credits).
🔑 API key required Enter your API key above to get AI-powered policy recommendations. Get a free key →

Get a Recommendation

Tell us your situation and we'll recommend the best-fit hospital cover from the full PHIS dataset.

Recommendations intel-recommend
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Make a Decision

Enter a policy product ID and a decision question. The engine will weigh affordability, coverage, historical trends, and any context you provide — then return a transparent recommendation with reasoning.